Terms of Service
Last Updated: December 19, 2025
1. Agreement to Terms
These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Fidkon ("we," "us," or "our"), concerning your access to and use of the Fidkon.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Site"). By accessing the Site, you agree that you have read, understood, and agreed to be bound by all of these Terms of Service.
2. Intellectual Property Rights
Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of Nigeria, foreign jurisdictions, and international conventions.
3. User Representations
By using the Site, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Terms of Service; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Site through automated or non-human means, whether through a bot, script or otherwise; (4) you will not use the Site for any illegal or unauthorized purpose; and (5) your use of the Site will not violate any applicable law or regulation.
4. Content and Accuracy Disclaimer
The information and tools provided on this Site, including but not limited to tax calculators, currency converters, and financial planning estimates, are for general informational purposes only.
Warning: We make every effort to ensure the accuracy of our calculators based on current Nigerian tax laws (Finance Acts, PITA, CITA). However, tax laws are subject to change and interpretation. Fidkon cannot guarantee the absolute accuracy of the results and accepts no liability for any errors, omissions, or reliance placed on these calculation results. You should consult with a qualified financial advisor or tax professional before making any financial decisions.
5. Limitation of Liability
In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the site, even if we have been advised of the possibility of such damages.
6. Governing Law
These Terms shall be governed by and defined following the laws of the Federal Republic of Nigeria. Fidkon and yourself irrevocably consent that the courts of Nigeria shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.
7. Modifications
We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Service at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Terms of Service, and you waive any right to receive specific notice of each such change.
8. Contact Us
In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:
Fidkon Nigeria
Lagos, Nigeria
Email: fidkonapp@gmail.com